7 Your Financial 2026: From Resolution to Action The holiday decorations are coming down, and the focus is shifting. For many, January is a time of resolutions; at SK, your local holistic financial planning firm, we believe it’s the time for action. While most people spend this month merely thinking about change, we invite you to be the one who implements it. The “New Year, New Me” sentiment often fades by February, but a structured financial plan provides a roadmap that lasts well beyond the summer. Why Start Now? The first few weeks of the year offer a unique clarity. By meeting with us today, you aren’t just setting a goal - you’re building the framework to achieve it. Whether you are looking to optimise your tax position, grow your wealth, or finally get your superannuation on the right track, the best time to start was yesterday; the second best time is now. Our comprehensive suite of services is designed to simplify your life, providing expert advice across: • Wealth & Financial Planning • Superannuation & SMSF • Portfolio Management • Accounting & Tax • Business Advice • Insurance & Protection • Budgeting & Cashflow • Estate Planning & Conveyancing Don’t Let the Momentum Fade Don’t let the promise of a “fresh start” get lost in the return to the daily grind. By connecting with us now, you are making a firm commitment to your future self. While others are still wondering where to begin, your financial strategy will already be in motion. Let SK help you transition from the holiday break to focused financial progress. A brief, strategic conversation today is the foundation for a much brighter, more secure 2026. Ready to make this your strongest year yet? Contact us now to schedule your obligation-free introductory discussion and ensure your financial plan is at the top of your agenda. Discover the transformative power of financial planning at SK. 1300 00 11 08 www.sedleykoschel.com.au Free bowel screening available from age 45 The eligible starting age for the National Bowel Cancer Screening Program has been lowered to 45, as recommended in the latest national screening guidelines for colorectal cancer. This means that people aged between 45 and 74 can now participate in the national program: • 45-49 year olds can join the program by requesting their first bowel screening test kit. • 50-74 year olds will continue to receive a bowel screening test kit in the mail, when they are due to screen. Bowel cancer is one of the most treatable cancers when it is found early. However many bowel cancers display no symptoms, especially during the early stages of disease progression. This is why bowel screening is important - the free test kits can help find early changes in the bowel, sometimes years before cancer develops or symptoms appear. If you have previously received a bowel screening test kit through the program but did not use it, you can request a free replacement. Free initial or replacement test kits can be requested by filling out a webform at ncsr.gov.au/ boweltest or by phoning 1800 627 701. The test kits are sent to the postal address registered with Medicare or DVA, so it is important to keep this address up to date.
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