2 When ‘Balanced’ portfolios drift into High Risk Many Australian investors choose a balanced investment strategy to steadily grow their wealth while protecting themselves from sudden market crashes. However, 30 years of Vanguard market data reveals a hidden danger: leaving your portfolio on “autopilot” can quietly turn a safe plan into an aggressive gamble. Over the last 30 years (1996–2026), stock markets surged ahead of safer investments like cash and bonds. Because shares grew so much faster, portfolios that haven’t been regularly adjusted now hold far more stock market risk than originally intended. If the market drops, an unmanaged portfolio will take a much harder hit - endangering your hard-earned savings right when you need stability most. At SK Financial Group, we actively monitor and rebalance your investments, so your money stays protected without sacrificing long-term growth. Is your portfolio carrying unseen risk? Contact SK Financial Group today to book a free discovery meeting with our advice team. see advertisement front cover BOOK GIVEAWAY TWO WAYS TO ENTER ... EITHER POST OR EMAIL... POST: Write your name, address & phone on the back of an envelope and post to: Winners book prize will be couriered so please provide a phone number. You may put phone number inside envelope if you are worried about scams... thankyou! DEAD IN THREE TWO ONE by Peter James THREE TWO ONE PO Box 3302, Burleigh Town 4220 OR EMAIL: info@localnewsletters.com with THREE TWO ONE in the SUBJECT LINE. Please include your name, address and phone number in the email • Entries close 10.10.2026 Roy Grace is back in this gripping new instalment from number one bestselling author Peter James. Brighton is celebrating. A killer is waiting. And Roy Grace is the target . . . Brighton Pride is the biggest date on the city’s calendar with half a million people lost in the party. But behind the opulent façade of the Royal Courteney Hotel, a nightmare is checking in. Dritan Dervishi, the cold-blooded consigliere for Albanian mob boss Roel Albazi, has arrived with a beautiful woman on his arm and a lethal secret in his suitcase. He has specifically requested Room 321 - a room with a perfect view of the sea, and a deadly proximity to a target he’s been dreaming of for years. Detective Superintendent Roy Grace is already pushed to the limit, coordinating the city’s massive security operation amid whispers of a potential terrorist attack. But the threat is more personal than he could ever imagine. Back in a prison cell, his old nemesis Albazi is counting down the seconds to a revenge that will not just take Roy’s life, but erase his entire bloodline. And as Roy and his wife Cleo prepare for a night of celebration at the Royal Courteney, they have no idea that they are stepping into a deadly trap. As the relentless countdown nears zero, Roy must outsmart an invisible enemy and protect his loved ones before their time finally runs out . . . ISBN: 9781529090123 | Format: Trade Paperback | Pub Date: 20/10/2026 Category: Crime & Mystery, Thriller / Suspense, Sussex, FICTION / Mystery & Detective / Police Procedural, FICTION / Thrillers / Suspense, FICTION / Thrillers / Crime, Crime and mystery: police procedural, Thriller / suspense fiction, c 2020 to c 2029, Brighton and Hove | Imprint: Macmillan | Price: $34.99 | Pages: 480 Congrats July Winners! $75 GIFT CARD SUDOKU 208: J. Taylor, Ormeau CROSSWORD 208: B. Beinke, Ormeau TRUE MEANING OF LOVE BOOK COMP S. Atherton, Hollywell | J. Dolan, Ormeau C. Griffin, Oxenford | P. Pearce, Biggera Waters S. Hatchman, Biggera Waters Congratulations to our winners! We receive hundreds of entries for our competitions each month so keep on entering, you might be the next lucky winner!
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